If you’ve decided to purchase a Choice Home Warranty, here are practical tips to get the most value for your money.

1. Choose the Right Plan
Evaluate your home’s needs. If you have newer appliances or want to save, the Basic Plan might suffice. For older homes or more coverage, the Total Plan is worth the extra cost.

2. Look for Discounts and Promotions
Choice Home Warranty occasionally offers discounts for first-time customers or special deals through affiliates. Check their website or authorized sellers for promotional codes.

3. Avoid Unnecessary Add-Ons
Only add optional coverage for items you really need, like pools or well pumps. Adding unnecessary extras will increase your premium without adding value.

4. Understand the Service Call Fee
Every time you request service, you pay a fee (usually about $85). Plan your claims to avoid small repairs that could cost more in fees than fixing yourself.

5. Bundle with Other Services
Sometimes home warranty companies partner with real estate agents or home insurers to offer package deals. Explore these bundles for potential savings.

6. Maintain Your Appliances
Proper upkeep can prevent breakdowns, saving you from frequent claims and service fees.

Conclusion
Choice Home Warranty offers competitive pricing with flexible plans designed for most homeowners. By understanding pricing factors, comparing alternatives, and using smart buying strategies, you can secure the best deal and protect your home affordably.

Purchasing a Choice Home Warranty plan can be a smart way to protect your home and budget from unexpected repair costs. To get the most out of your plan, here are some tips and important considerations.

Choose the Right Plan for Your Home
Start by assessing your home’s age and condition. Older homes with aging systems and appliances may benefit more from the Total Plan, which covers items like air conditioners and refrigerators, while newer homes might be fine with the Basic Plan.

Keep Your Systems Maintained
Routine maintenance is key. CHW won’t cover damage caused by neglect or lack of upkeep. Regularly clean filters, check for leaks, and perform manufacturer-recommended maintenance on appliances and systems.

Understand Your Coverage Limits
Review your contract to know the maximum payout per item. If you own expensive or high-end appliances, consider how coverage limits may affect you and whether additional insurance is needed.

File Claims Promptly and Accurately
If a covered item breaks down, file your claim as soon as possible. Provide detailed information and documentation to help CHW process your request quickly.

Use Recommended Contractors
While you generally can’t choose your own contractor under CHW plans, using the company’s network ensures technicians meet their standards. If repairs require parts replacement, CHW handles the process to limit your involvement.

Know When Not to File a Claim
Minor issues or items with a low repair cost might be cheaper to fix out-of-pocket than paying a service fee. Save your claims for major repairs to get the best value.

Final Thoughts
Choice Home Warranty offers clear, affordable plans to protect your home’s vital systems and appliances. By understanding what’s covered, keeping your home well-maintained, and using your warranty wisely, you can maximize your investment and enjoy peace of mind.

Home warranties are a useful tool to manage repair costs, but not all companies are created equal. Here’s a look at the pros and cons of some leading home warranty providers to help you make an informed decision.

Choice Home Warranty

Pros: Competitive pricing, simple plans, and nationwide coverage. Their 24/7 claims service is convenient for emergencies.

Cons: Some customers report claim denials and slower response times. Service fees can add up with frequent repairs.

American Home Shield

Pros: Extensive coverage with flexible plans and add-ons. AHS’s large contractor network often means quicker service.

Cons: Higher premiums and service fees may not fit every budget. Complex contracts can confuse first-time buyers.

Select Home Warranty

Pros: Low-cost plans perfect for those on a budget. Offers add-ons for pools and spas.

Cons: Limited coverage compared to bigger companies. Some complaints about claim denials and technician quality.

First American Home Warranty

Pros: Low service fees and simple, straightforward contracts. Focus on customer service and claim speed.

Cons: Limited availability by state. Less flexible coverage options.

Conclusion
Choosing the right home warranty company means balancing coverage, cost, and customer service. Whether you prioritize affordability with Choice Home Warranty, broad coverage with American Home Shield, or budget simplicity with Select Home Warranty, understanding your options helps you protect your home investment wisely.