Purchasing a Choice Home Warranty plan can be a smart way to protect your home and budget from unexpected repair costs. To get the most out of your plan, here are some tips and important considerations.
Choose the Right Plan for Your Home
Start by assessing your home’s age and condition. Older homes with aging systems and appliances may benefit more from the Total Plan, which covers items like air conditioners and refrigerators, while newer homes might be fine with the Basic Plan.
Keep Your Systems Maintained
Routine maintenance is key. CHW won’t cover damage caused by neglect or lack of upkeep. Regularly clean filters, check for leaks, and perform manufacturer-recommended maintenance on appliances and systems.
Understand Your Coverage Limits
Review your contract to know the maximum payout per item. If you own expensive or high-end appliances, consider how coverage limits may affect you and whether additional insurance is needed.
File Claims Promptly and Accurately
If a covered item breaks down, file your claim as soon as possible. Provide detailed information and documentation to help CHW process your request quickly.
Use Recommended Contractors
While you generally can’t choose your own contractor under CHW plans, using the company’s network ensures technicians meet their standards. If repairs require parts replacement, CHW handles the process to limit your involvement.
Know When Not to File a Claim
Minor issues or items with a low repair cost might be cheaper to fix out-of-pocket than paying a service fee. Save your claims for major repairs to get the best value.
Final Thoughts
Choice Home Warranty offers clear, affordable plans to protect your home’s vital systems and appliances. By understanding what’s covered, keeping your home well-maintained, and using your warranty wisely, you can maximize your investment and enjoy peace of mind.