Home warranties are a useful tool to manage repair costs, but not all companies are created equal. Here’s a look at the pros and cons of some leading home warranty providers to help you make an informed decision.
Choice Home Warranty
Pros: Competitive pricing, simple plans, and nationwide coverage. Their 24/7 claims service is convenient for emergencies.
Cons: Some customers report claim denials and slower response times. Service fees can add up with frequent repairs.
American Home Shield
Pros: Extensive coverage with flexible plans and add-ons. AHS’s large contractor network often means quicker service.
Cons: Higher premiums and service fees may not fit every budget. Complex contracts can confuse first-time buyers.
Select Home Warranty
Pros: Low-cost plans perfect for those on a budget. Offers add-ons for pools and spas.
Cons: Limited coverage compared to bigger companies. Some complaints about claim denials and technician quality.
First American Home Warranty
Pros: Low service fees and simple, straightforward contracts. Focus on customer service and claim speed.
Cons: Limited availability by state. Less flexible coverage options.
Conclusion
Choosing the right home warranty company means balancing coverage, cost, and customer service. Whether you prioritize affordability with Choice Home Warranty, broad coverage with American Home Shield, or budget simplicity with Select Home Warranty, understanding your options helps you protect your home investment wisely.